First-Time Home Buyer Class: Why Take It? – NerdWallet

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A first-time home buyer class has been suggested to you — perhaps by a lender, friend or real estate agent. And you’re thinking, “What’s the point?”

But what if you were paid a nice chunk of change to take the class? In effect, that may actually be the case.

A first-time home buyer class, and the certificate you earn from completing it, can be the ticket to a grant or down payment assistance. At the very least, it can show you how to save hundreds or maybe thousands of dollars on a mortgage.

All of which can lead to a lower monthly mortgage payment.

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