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If your family dreams of open-road adventures in a new recreational vehicle, but you’re unsure how to pay for that fifth wheel or pop-up camper, consider an RV loan.
RV loans can be unsecured personal loans that you get from online lenders, or secured vehicle loans from banks and credit unions. Rates and terms vary by lender, and the rate you receive will depend on your credit score and income, the age of the vehicle, and if the loan is secured by the RV, or unsecured.
Before hitting the road, consider that most financial experts don’t recommend taking a personal loan for discretionary purchases.
