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If you were born in 1960 or later, your full retirement age is 67 for Social Security.
For most people born in 1960, the retirement window starts in 2022, when they can begin taking Social Security benefits early, or as late as 2030, when benefits hit their peak. Of course, if your finances permit, you can retire at any time you wish, but Social Security is a key component of most retirees’ planning.
Some key things to know if you’re asking yourself when you can retire if you were born in 1960:
- You can start Social Security at 62, but your benefit will be permanently reduced (at 70% of full benefit) to reflect the early start.