Capital One Walmart Rewards Mastercard vs. Sam’s Club Mastercard: Depends How You Spend – NerdWallet

Walmart and Sam’s Club are two of the largest retailers in the U.S. and are both under the Walmart Inc. family. Whether you’re in it for the free samples or for the endless aisles of options, if you’re a devoted Walmart or Sam’s Club shopper, you may be eyeing the Capital One® Walmart Rewards™ Mastercard® or the Synchrony-issued Sam’s Club® Mastercard® for the potential savings either could offer.

Both $0-annual-fee cards feature 5% cash-back categories and bonus tiered spending, meaning they can be lucrative — and also high-maintenance.

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