How to Go Back to School With Defaulted Student Loans – NerdWallet

If you need solutions for your student debt:

Defaulting on your student loans could be a barrier to returning to school, but not one that’s impossible to clear. To access financial aid again, you’ll first need to get out of default.

Federal student loans go into default if you let 270 days pass without making a payment. Being in default disqualifies you from receiving federal financial aid, including Pell Grants and federal student loans, which might be vital to making a return to school affordable.

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