Huntington Bank has three business checking accounts, including Business Checking 100, which has no monthly maintenance fee. But the regional bank’s standout feature is its gracious overdraft policy. Huntington Bank will refund any overdraft fees as long as you make a deposit by midnight the next business day to bring your account into good standing.
And small-business customers who don’t overdraw their accounts by more than $50 won’t be charged any overdraft fees. That’s a major benefit for small-business owners who operate with tight cash-flow margins.