With similar names and many of the same perks, it may seem like the Discover it® Student Cash Back could be the Discover it® Student chrome’s stunt double, or vice versa.
But there is one main difference between the two credit cards — their rewards rates and structures.
The Discover it® Student chrome offers decent ongoing rewards in specific categories, while the Discover it® Student Cash Back credit card earns a higher rate on spending categories that change quarterly.
Both choices are worthy candidates as starter cards, but your spending habits can point you toward the best option.
» MORE: NerdWallet’s best student credit cards
What’s the same for both
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